
Skip the Coverage Gap: Maintaining Diabetes Care While Changing Insurance
Skip the Coverage Gap: Maintaining Diabetes Care While Changing Insurance
How to navigate changes in insurance with diabetes without losing access to care, whether getting a new job, turning 26, or moving to a new state
Changing health insurance plans can be daunting with diabetes. Tracking down various prescriptions, organizing paperwork, making phone calls to providers and device suppliers, and updating information at pharmacies is a headache for anyone. Whether youre changing jobs, moving to a new state, switching to Medicare, or turning 26, there are ways to avoid losing your health insurance at any point during the transition.
The sections below aim to guide you through the process of preparing to switch insurance, no matter what type of transition youre going through.
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If you are changing jobs, start planning at least four weeks before you give your notice so that you are prepared to ask your current employer for the information you need.
If you are switching insurance because you are turning 26, start planning several months in advance.
2. You will need to devote some time to gather documentation, research and select new plans, and make phone calls. Depending on your specific situation, you may need to spend anywhere from five to twenty or more hours on this process.
3. Gather the following information and keep it in an accessible place:
Social Security Numbers for you and family members
Employer and income information (such as paystubs or W-2 forms)
Health insurance card for your current health ins
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