Making the Switch to Medicare with Diabetes
By Pearl Subramanian and Jeemin Kwon
From enrolling in the four types of plans to what they cover, everything you need to know when making the switch to Medicare with diabetes
Despite covering 58 million Americans in 2017, Medicare can be difficult to navigate. The US-government-run program provides health coverage to people over the age of 65 and to those under 65 who have certain disabilities or other conditions. If you are ready to make the switch over to Medicare or know someone who is, this article is a guide on what you need to know for as smooth a transition as possible, understanding that there are plenty of complexities here!
Click to jump to a section:
Though Medicare is often thought of as one big plan, it actually has four different types of coverage:
Part A covers hospital stays, care in nursing facilities, hospice care, and home health care.
Part B covers doctors’ services, non-hospital (outpatient) care, some medical devices and preventative services. People pay a monthly premium for this coverage.
Part C allows people the option to enroll in private insurance plans (HMOs and PPOs) and to receive their benefits under Parts A and B. Those plans are called Medicare Advantage and some offer additional benefits such as dental and vision.
Part D covers prescription drugs and is voluntary.
For more information on decoding and understanding health insurance language, check out diaTribe’s guide here.
Medicare and Diabetes
Medicare covers certain benefits and supplies specific to people with diabetes, including diabetes drugs, blood glucose monitori Continue reading