Getting Financial Help for Diabetes
By the dLife Editors
No matter whom you ask—patients, caregivers, medical professionals, insurers, even employers—diabetes is expensive. In 2013, the American Diabetes Association (ADA) released the results of their five-year cost analysis, which showed that people with diabetes spend an average of $13,700 per year on healthcare-related expenses. The Health Care Cost Institute examined the spending of people under the age of sixty-five who were covered by employer-sponsored insurance from 2009 to 2013. They found that expenses were even higher, at approximately $15,000 per person. And when you look at the impact on the workforce, lost productivity and wages send these costs into the billions.
It’s estimated that people with diabetes have healthcare costs totaling almost three times that of people without diagnosed diabetes. It’s no wonder that many need financial help. If you are one of them, there are a number of financial resources to tap into. Here are some quick ideas to get you started.
Look for an insurance plan that covers as many diabetes-related expenses as possible.
Check out the governmental and nongovernmental programs—both federal and local—to see where you qualify. Visit this government site to see what benefits you qualify for: https://www.benefits.gov/
Contact your primary care provider as well as the makers of any medications you use to find out if assistance programs are available.
Dial 2-1-1, a free and confidential services that helps people find the local resources they need.
Contact a medical social worker—typically found in a hospital— Continue reading