
Do you have diabetes? These health insurance plans can help
Do you have diabetes? These health insurance plans can help
Kunal, a young IT professional in his mid-30s was recently diagnosed with Type II Diabetes Mellitus . He did his homework about the long term and short-term implications of his latest condition. He was advised to walk regularly, exercise and curb the sugar intake in his diet. These are some of the measures his physician say are necessary to protect his heart, eyes and legs which prime casualties in diabetes patients in the long-term.
According to the International Diabetes Federation (IDF) website, diabetes is growing at alarming levels in India; more than 65 million people suffer from it presently and this figure is estimated to cross the 100 million mark by 2030. The usual suspects which lead to this condition are decreased physical activity, increased consumption of fat, sugar and calories, and higher stress levels affecting insulin sensitivity and obesity.
A friend of Kunals advised him to get a health insurance to cover the costs of any medical emergencies or procedures required in the future. Kunal was smart enough to heed the advice and called myinsuranceclub.com helpline, shortly after. So, lets see what kind of health insurance plans are available for people with his condition.
Diabetes health insurance market in India
If you want to buy a health insurance plan and are suffering from diabetes, it will qualify as a pre-existing condition and will be subject to a specified waiting period (usually a few years) as per the policy terms and conditions. In the worst case, insurer can deny the policy to yo
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