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Insurance Resources For Persons With Diabetes

Insurance Resources For Persons With Diabetes

Lack of health insurance is a major obstacle to managing diabetes. Below are links regarding options for obtaining health insurance in Texas, and frequently asked questions about diabetes equipment, supplies, medication and training that may or may not be covered by certain types of health plans. The Texas Diabetes Council does not provide or guarantee insurance coverage. It is the responsibility of the individual seeking health insurance to provide information related to eligibility and other application information to the appropriate insurance provider when seeking coverage. External links to other sites are intended to be informational and do not have the endorsement of the Texas Department of State Health Services. These sites may not be accessible to persons with disabilities. Texas Health Options Consumer information from the Texas Department of Insurance about finding group coverage, determining whether you qualify for Medicaid or Medicare, applying for coverage through the Texas Health Insurance Pool, or buying an individual policy. Includes information about plans available through the federal health insurance marketplace (www.HealthCare.gov). Texas Medicaid Site provides a list of Medicaid services in Texas, including eligibility criteria. Medicaid is the State and Federal cooperative venture that provides medical coverage to eligible needy persons. Texas Children’s Health Insurance Program (CHIP): The Children’s Health Insurance Program (CHIP) is a national program designed for families who earn too much money to qualify for Medicaid, yet cannot afford commercial insurance. Coverage is available for qualified children from birth through age 19). Medicare Formerly the Health Care Financing Administration (HCFA), now the Centers for Medicare & Medicaid Serv Continue reading >>

Diabetes & Insulin Prescription Assistance

Diabetes & Insulin Prescription Assistance

If you or your loved one are one of the millions of Americans living with a chronic disease like diabetes while struggling to pay for costly insulin and assorted medications—you’re not alone. Simplefill Prescription Assistance can provide valuable diabetes help by assisting with Lantus, Humalog or Novolog and additional types of insulin. We help hundreds of diabetes patients receive the diabetes insulin assistance they need so they can focus on living well. We also advocate on our patients’ behalf through grant services, communicating with doctors, filling prescriptions, and keeping up to date on the changes to Medicare and Medicaid. What is Diabetes? Diabetes is split into different types: type 1 and type 2 diabetes. Type 1 diabetes, typically called juvenile diabetes, effects mostly children and young adults. As you eat, your pancreas breaks down the sugar and starches in food and converts them into energy with the help of a hormone called insulin. Everything we do requires energy—from waking up in the morning to brushing our teeth to even just simply blinking. In type 1 diabetes patients, their bodies don’t produce insulin. In order to live healthfully, type 1 diabetes patients must take insulin to give their pancreas the hormone it needs to break down food properly. Through insulin injections, exercise and a balanced diet, type 1 diabetes patients can live long, full lives. In type 2 diabetes patients, insulin is produced, but patients’ bodies cannot keep up with the demand. The excess sugar, instead of being converted into energy, becomes free floating in the blood stream. There are numerous causes for this including genetics, weight, cell communication problems and more. Part of managing type 2 diabetes for most patients involves much of the same recom Continue reading >>

Financial Help For Diabetes | General & Speciality Care, Federal & Local Resources - Dlife

Financial Help For Diabetes | General & Speciality Care, Federal & Local Resources - Dlife

No matter whom you askpatients, caregivers, medical professionals, insurers, even employersdiabetes is expensive. In 2013, the American Diabetes Association (ADA) released the results of their five-year cost analysis, which showed that people with diabetes spend an average of $13,700 per year on healthcare-related expenses. The Health Care Cost Institute examined the spending of people under the age of sixty-five who were covered by employer-sponsored insurance from 2009 to 2013. They found that expenses were even higher, at approximately $15,000 per person. And when you look at the impact on the workforce, lost productivity and wages send these costs into the billions. Its estimated that people with diabetes have healthcare costs totaling almost three times that of people without diagnosed diabetes . Its no wonder that many need financial help. If you are one of them, there are a number of financial resources to tap into. Here are some quick ideas to get you started. Look for an insurance plan that covers as many diabetes-related expenses as possible. Check out the governmental and nongovernmental programsboth federal and localto see where you qualify. Visit this government site to see what benefits you qualify for: Contact your primary care provider as well as the makers of any medications you use to find out if assistance programs are available. Dial 2-1-1 , a free and confidential services that helps people find the local resources they need. Contact a medical social workertypically found in a hospitalto discuss your options. Want to know more? Lets look closer at your options. Because health insurance is meant to cover unexpected future illnesses, diabetes that has already been diagnosed presents a problem. It is considered a pre-existing condition, so finding cov Continue reading >>

Diabetes Prevention And Control Program

Diabetes Prevention And Control Program

Help with paying for office visits or medications: Free or low cost clinics: Medication or test strip assistance: Partnership for Prescriptions Assistance - This program helps you access public or private programs most likely to meet your needs. The Partnership for Prescription Assistance offers a single point of access to more than 475 public and private patient assistance programs, including more than 150 programs offered by pharmaceutical companies. Eligibility requirements vary from program to program. Contact the Partnership for Prescription Assistance toll-free at 1-888-477-2669 or at www.pparx.org. 340B Drug Pricing Program & Pharmacy Affairs - Health Resources and Services Administration (HRSA) requires drub manufacturers to provide outpatient drugs to eligible health care organizations/covered entities at significantly reduced prices. These entities include Federally Qualified Health Centers (FQHCs), Critical Access Hospitals, Local Health Departments and more. Federal Trade Commission (FTC) - The Federal Trade Commission provides useful consumer information regarding prescription savings programs and generic drugs. NeedyMeds - NeedyMeds keeps up-to-date information from pharmaceutical companies on patient assistance programs. RxAssist - Funded by the Robert Wood Johnson Foundation, RxAssist is a web-based medication resource center for providers, advocates, consumers and caregivers. RxHope - RxHope contracts directly with pharmaceutical companies to provide an electronic application process for their patient assistance programs. RxHope provides this service to physicians and patients free of charge. Rx Outreach - Rx Outreach is a non-profit charity that provides critical medicine for people who can't afford it. The charity offers more than 500 medications thro Continue reading >>

Guidelines For Buying And Using Diabetes Supplies

Guidelines For Buying And Using Diabetes Supplies

Diabetes is a lifelong condition. Because it is, you can have major health problems if you don't keep blood glucose under control. That's why fully understanding how to buy and properly use diabetes testing supplies as well as diabetes medications is so important. Learning to regularly test your blood glucose level with a glucose monitor and to take diabetes medications when you are supposed to will make living with the condition much easier. With a little practice, you can self-manage diabetes just as you manage other aspects of your life. When you do, your quality of life and ability to be active and do the things you want to do will greatly improve. Home blood sugar (glucose) testing is an essential part of controlling your blood sugar and self-managing diabetes. Your diabetes educator can guide you in terms of how often to check your blood glucose and how to do it properly. Make sure the diabetes educator watches you use the glucose meter several times. That way, you can be sure you're doing it correctly. At a minimum, you'll be checking your blood sugar every morning before you eat. It's also advisable to check it before lunch and dinner and at bedtime. Your doctor may also ask that you test your blood one hour after eating. Blood glucose levels checked with blood taken from the fingertips will show important changes faster than glucose levels checked with blood taken from other sites on the body. The usual way to check blood sugar levels is by: Pricking the fingertip with a lancing tool -- a small, sharp needle Putting the blood drop on a test strip Placing the test strip into a glucose meter Reading the blood glucose level displayed on the meter If you take insulin, you might change the dose, depending on the reading. Checking blood glucose frequently allows you Continue reading >>

Diabetes Programs And Supplies

Diabetes Programs And Supplies

For diabetic patients who need financial assistance with supplies and related health care items and services, the following programs may be of help. Please note that applications must be submitted to the programs and not to PPA® . Categories Insulin Access Programs Blink Health is working with Eli Lilly and Company to offer a 40 percent discount on Lilly insulins. The Blink Health Insulin Patient Access Program delivers the 40 percent discount directly to patients and will be honored at over 67,000 local pharmacies nationwide. Anyone can participate in the Blink Health Insulin Patient Access Program via the Blink Health mobile app (available for iOS & Android) or website, www.blinkhealth.com, which has no membership fees or monthly premiums. Patients enter the form, dosage and quantity of the Lilly insulin that matches their prescription. The discount will be automatically applied. Payments are made online and the prescriptions can be picked up at virtually any U.S. pharmacy, including: Walgreens, CVS/pharmacy, Target, RiteAid, Safeway and Kroger. People using federal government programs are not eligible. Purchases are fully refundable. Assistance: Insulin Free Glucose Meters Abbott Diabetes Care provides free blood glucose monitoring system kits to those with diabetes. Abbott Diabetes Care, Inc. 1360 South Loop Road Alameda, CA 94502 USA Tel: 888-522-5226 Fax: 202-337-8314 Email: [email protected] Assistance: Free Glucose Meters Test Strips Roche Diagnostics, the maker of ACCU-CHEK® Products provides a limited supply of ACCU-CHEK Aviva test strips to a network of community clinics and health centers throughout the U.S. to distribute to their low-income and uninsured patients with diabetes. Roache Diagnostics Corporation 9115 Hague Road Indianapolis, IN 46250 Phone: 800 Continue reading >>

How To Get Free Diabetes Supplies

How To Get Free Diabetes Supplies

1 Obtain insurance. If you do not have insurance already, you should enroll in an insurance program. Insurance can provide free or discounted diabetes supplies under basic coverage. You can enroll in an insurance program through healthcare.gov, a public database provided under the Affordable Care Act. Under AFA, you cannot be turned down for preexisting conditions and you may be eligible for a discounted premium depending on your current income. There is a toll-free number to call if you have any questions.[1] You can try to pursue a private insurance program on your own. You will have to undergo a health insurance physical, which will serve to determine your pay rate. This choice may be costly, especially if you already have diabetes. This may increase your monthly premium. If you are currently employed, see if your employer provides health care options and what you need to do to get on their plan. 2 Call your existing insurance company. If you're already insured, call your insurance company to talk about diabetes coverage. You can ask them what supplies will be covered under their program, what the copay is, and whether local pharmacies will offer you free or discounted supplies. If you're unhappy with your current coverage, consider pursuing an alternative insurance plan. 3 Consider Medicare. Medicare is a government assistantship program that provides discounted health care to those 65 and over. If you're in this age group and need help paying for diabetes supplies, look into Medicare. Medicare Part B is basic medical insurance provided by Medicare. Part B will cover blood sugar self-testing equipment and supplies, insulin pumps, and therapeutic shots or shoe inserts.[2] If you have or are at risk for diabetes, you'll be encouraged to enroll in Medicare Part D, whic Continue reading >>

Diagnosis-based Assistance Programs For Diabetes

Diagnosis-based Assistance Programs For Diabetes

Provides Abbott diabetes care products to individuals who have diabetes. Provides medical and rehabilitation equipment to individuals who have a medical condition covered by the program. Please note this program does NOT provide diabetic supplies. Provides financial assistance for respite services to military families where an individual has a disability covered by the program. Provides BD Ultra-Fine insulin syringes to individuals who have diabetes. Provides services dogs for individuals with a disability or seizure disorder. Provides service dogs to people with a disability or medical condition covered by the program. Provides discounted prices for preowned insulin pumps and supplies, and free glucose meters and testing strips. Program offers FREE meters and discounted price on supplies for individuals diagnosed with diabetes. Provides free monofilament for testing neuropathy to individuals who have diabetes mellitus, Hansen's disease, or any condition that results in loss of protective sensation in the feet. Provides certain diabetes medications for free. Program offers a free disposal program for used auto-injectors, as well as a complete disposal kit for individuals diagnosed with Diabetes and using Otrexup. Provides service/assistance dogs to individuals with disabilities. Program provides clinical laboratory services to individuals who are uninsured or underinsured. Provides diabetes care products to individuals who have diabetes. Provides assistance with payment on utility bills, food, clothing and medication assistance Provides financial assistance primarily to individuals ages 21-64 with a medical condition covered by program. Provides blood pressure, cholesterol, and diabetes screenings/testing for women. Provides individuals with diabetes with service anima Continue reading >>

Financial Assistance For Seniors With Diabetes

Financial Assistance For Seniors With Diabetes

Seniors with Diabetes Diabetes affects seniors disproportionately to the general population. Nearly 26% of Americans 65 and older are diagnosed with this condition; this is three times the rate of the general population. The problem is further concentrated among low income seniors. In 2017, approximately 11 million American seniors are dealing with the challenges of managing their diabetes. Costs of Diabetes As if managing diabetes alone was not enough of a challenge, the financial constraints make it even more of a problem for many seniors. A study from the American Diabetes Association (ADA) found the average annual health care costs of persons with diabetes was twice that of those of a similar age without the condition. Annual health care spending was almost $12,000. One in five seniors reports reducing their use of diabetes medication and supplies due to financial constraints. What's more is the cost of diabetes is not limited to medication and supplies; it also costs more to eat healthy and properly manage one's diet. Financial Assistance Fortunately, financial assistance for diabetes medication and supplies is available. When seeking financial assistance, it is helpful to think of two major categories of assistance. First is understanding the benefits of one's insurance coverage to make certain one receives all of which they are entitled. The second category is outside financial assistance. This is a diverse grouping, which can come in the form of cash, free supplies, reduced medication costs, and even assistance to pay insurance co-payments or monthly premiums. The sources of outside financial assistance are equally as diverse as the types of assistance. These include pharmaceutical companies, state governments, non-profit organizations, and clinical studies, to Continue reading >>

Financial Help For Diabetes Care

Financial Help For Diabetes Care

How costly is diabetes management and treatment? Diabetes management and treatment is expensive. According to the American Diabetes Association (ADA), the average cost of health care for a person with diabetes is $13,741 a year—more than twice the cost of health care for a person without diabetes.1 Many people who have diabetes need help paying for their care. For those who qualify, a variety of government and nongovernment programs can help cover health care expenses. This publication is meant to help people with diabetes and their family members find and access such resources. 1American Diabetes Association. Economic costs of diabetes in the U.S. in 2012. Diabetes Care. 2013;36(4):1033–1046. What is health insurance? Health insurance helps pay for medical care, including the cost of diabetes care. Health insurance options include the following: private health insurance, which includes group and individual health insurance government health insurance, such as Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), TRICARE, and veterans’ health care programs Starting in 2014, the Affordable Care Act (ACA) prevents insurers from denying coverage or charging higher premiums to people with preexisting conditions, such as diabetes. The ACA also requires most people to have health insurance or pay a fee. Some people may be exempt from this fee. Read more about the ACA at HealthCare.gov or call 1–800–318–2596, TTY 1–855–889–4325. Key Terms Some terms listed here have many meanings; only those meanings that relate to the financial and medical aspects of diabetes and its management and treatment are included. affiliation period: a period of time that must pass before health insurance coverage provided by a health maintenance organization (HMO) be Continue reading >>

Free Diabetic Supplies And Medications

Free Diabetic Supplies And Medications

Free diabetes medications as well as supplies. There are pharmaceutical companies as well as non-profits that offer free diabetes medications as well as other needed supplies. The assistance programs focus on low income patients, individuals with limited or no health insurance, and the elderly as well. Not only can a diabetic receive the medication they need for their condition, but other items such as bracelets, testing monitor supplies or insulin pumps may also be available. About 1 in 10 adults are impacted by some form of diabetes, with type 2 and 1 being the most common. The number of individuals impacted by this disease is also expected to increase over the years, especially for seniors and people that are overweight. There are several financial assistance programs used to provide free diabetes medications for lowering blood sugar levels. Each has their own terms and conditions, but note that many are not available for people on Medicaid, Medicare or that receive other government benefits. Drug companies programs to pay for diabetes medications There are several drug companies that that offer medications for diabetics. Some of them are based in the US and others are located oversees. They understand that it can be difficult to pay for the prescription drugs, test strips and other supplies that are needed. Since a diabetic may be faced with a life threatening condition if they do not get what they need, the goal of these drug companies is to make supplies more widely available to the less fortunate. Using a combination of rebate forms, vouchers, or just passing out medications for free, there is help available. Clients include Hispanics, seniors living on a fixed income, and many other low income households. Abbot Diabetes Care Division is one of the leaders in th Continue reading >>

Diabetes

Diabetes

The Diabetes Diagnosis Information Page is a collaborative project of NeedyMeds and the Diabetes Foundation Inc. It is intended to provide information on Diabetes and to help those with Diabetes find assistance paying for their medications. Diabetes is a group of diseases characterized by high blood glucose levels that result from defects in the body's ability to produce and/or use insulin. According to the 2011 National Diabetes Fact Sheet, 25.8 million children and adults in the U.S. (8.3% of the population) have diabetes. The disease is a leading cause of kidney failure, blindness and amputations, and a major cause of heart disease and stroke. Although diabetes is not curable it is certainly treatable. Below, please find a list of medications commonly used in the treatment of this diagnosis. Click on the hyperlink to find whether a savings program is available for that particular drug. The Diabetes Foundation Inc. and NeedyMeds neither promote nor endorse the therapies listed below nor the supporters of this page. This page is for educational purposes only. Click HERE to learn more about how to use the information on the website and click HERE for more details on pharmaceutical patient assistance programs. Medications used in the treatment of Diabetes Click on the drug name to see what programs are available for the drug: Continue reading >>

Diabetes On A Stretched Budget

Diabetes On A Stretched Budget

�������������������� If you have diabetes, there is no getting around the fact that taking care of yourself can be expensive. The cost of medical care, diabetes medications and supplies, and healthy foods add up. These expenses can be difficult to manage even in the best of times. In hard times it can seem impossible. With the current economic downturn, many people are having trouble with even the most basic diabetes expenses. This article provides a few suggestions for managing your diabetes during the hard times. General Financial Management Having a budget and sticking to it is important for everyone, even more so during hard times. You should evaluate your personal or family budget at least once a year, or more often if your income or expenses are changing. Involve the entire family in discussing the budget and brainstorming for ways to save money. Here are a few questions to consider: • What is your monthly income? • What are your monthly expenses for essentials (home, utilities, phone, food, transportation, medicine)? • When are your bills due? Avoid late fees by paying bills on time. • Do you have expenses that come once or twice a year (such as taxes and insurance)? • Where does the money go from your wallet? Keep a diary of your spending. • Identify non-essential expenses (entertainment, shopping as “stress management,” soda, eating out). Paying cash helps you stay within your limits. Use a credit card only in emergencies. If you have several cards, cancel most of them, and keep (one and two). Pay off your credit card bill each month, so you aren’t paying high interest for carrying charges. If you have credit card debt, call your creditors to discuss options to deal with it, and try to negotiate a lower Continue reading >>

How To Get Free Diabetic Supplies

How To Get Free Diabetic Supplies

For the uninsured, diabetes can be an expensive illness. Necessary diabetic supplies--like insulin, testing strips, syringes, lancets and other medications--are costly. Trying to pay for them can sometimes feel like an uphill battle. Likewise, many Medicare-eligible diabetics don't realize what options are available to them. If you’re an uninsured or Medicare eligible diabetic looking to find diabetic supplies for low or no cost, there are programs in place that can help you. Visit a government subsidized health care clinic in your community. Many state and county operated health care clinics receive funding from the government to help them meet the needs of individuals in their community. Find out if the health care clinic in your community has a program to supply diabetic patients with much-needed supplies. Talk to your doctor about your options. Many pharmaceutical companies have programs in place to provide medication to patients who can't afford to pay for it. To be considered for such patient assistance programs, you will need to be referred by your doctor. Talk to your doctor about what programs are available to you. Additionally, many doctors receive samples of medications and supplies so you can sometimes get some of your diabetic supplies that way. Apply to receive your medication through a pharmaceutical assistance program. Applying for a patient assistance program involves a fair deal of paperwork. You'll need to complete an application for the program which you can obtain from your doctor. You may also opt to print it from the pharmaceutical company's Website. Once you've completed the application, make a copy of your most recent income taxes, as well as copies of your pay stubs for the last thirty days. Have your doctor sign your application. Mail the pa Continue reading >>

Enroll Today To Get Diabetes Products Delivered Directly To Your Home | Myehcs

Enroll Today To Get Diabetes Products Delivered Directly To Your Home | Myehcs

EHCSstrives to deliver timely, courteous, ethical and personal service to every one of our patients, every time. We are committed to make ordering your supplies, as easy as possible. EHCS participates with most major commercial insurance carriers and more than 40 state Medicaid programs nationally.EHCSwill bill your insurance provider for each service rendered, according to your insurance policy's guidelines. The amount that you owe depends on the specific health insurance plan that you have. So if you have Medicaid or a commercial insurance as primary payer,EHCScan help you get the supplies you need delivered free, directly to your home. EHCS carries most major brands of glucose meters, test strips and supplies, insulin pumps and pump supplies, and continuous glucose monitoring (CGM) systems. Once you complete the enrollment form , EHCS will verify your insurance benefits and obtain a prescription from your doctor. EHCS will contact you to explain your benefits prior to shipping your first order. Our highly trained staff will handle all the necessary insurance paperwork on your behalf to obtain your supplies. If you have any questions about your deductible,copaysor any out-of-pocket expenses, please call the number on your insurance card to learn more about your coverage. For additional information on insurance plans that EHCS accepts, email us at [email protected] . Please click on the enrollment button below to begin: EHCS is an approved supplier of insulin pump and pump supplies for Traditional Medicare, so if you use Traditional Medicare as your primary insurance to obtain your insulin pumps and pump supplies, EHCS can help you get the supplies you need delivered free, directly to your home. EHCS carries most major brands of insulin pumps and pump supplies. Onc Continue reading >>

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