Making A Living With Diabetes: Disability
Working a job with diabetes can be tough, sometimes impossible. If you run out of work options, you may qualify for disability pay. Here are some things to consider. The Social Security Administration (SSA) has two disability programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). SSDI is insurance most workers pay into through payroll taxes. Depending on how much you’ve paid into it, your monthly payments might range from about $700 to about $1,700 per month. SSI is not insurance. It’s a need-based program for people who haven’t paid payroll taxes. SSI maxes out at about $730 per month for an eligible person and $1,100 per month for an eligible person with an eligible spouse. Here’s a calculator that will give a very rough estimate how much you might get on SSDI. There are also private disability insurance plans you can buy into, or your employer may provide. Having one could make your life much easier, if you qualify as disabled. Should you consider disability? Nobody wants to go on disability. Work is too important a part of most people’s lives. Some people may feel they will be freeloading if they receive disability benefits. People will say you’re not contributing. I reject those thoughts totally. I relied on SSDI for 15 years, since I could no longer work as a nurse. I have always regarded it as government paying me to do good things. I write books and health articles; I volunteer. I take care of myself and try to be of service. Like most people on disability, I spent all the payments on necessities, helping keep the economy going. Being disabled might be embarrassing, but it can be lifesaving. A Forbes magazine piece quoted one woman with lung disease. “Emotionally, going on disability insurance was a Godsend, k Continue reading >>
Social Security Disability Benefits For Diabetes – How Can You Win A Claim
If you are diabetic and unable to work because of your diabetes you may want to know if you qualify for social security disability benefits and how can you win your disability application. This article will give you a look at how I approach a SSDI or SSI claim to put in the best light possible for success at a financial future when your diabetes prevents you from working. How is Diabetes Defined by Social Security Social security used to recognize diabetes as one of its listed disorders. This means that if certain criteria are met then you are found disabled without regard to what you can or can not do in terms of basic work activities. However in 201l social security did away with the listing and only kept a new portion of it that gave what the ssa administration called guidance. (1) The social security administration guidance still is instructive in determining disability for diabetes as the “guidance” they give in listing 9.00 discusses in general endocrine disorders and how they can be disabling. Watch Tips for Diabetics and SSDI As paraphrased from listing 9.00, Diabetes mellitus is a pancreatic gland disorder that disrupts the production of insulin. There are two types of diabetic disorders . Type 1 Diabetes: This goes by the name of insulin dependant diabetes or juvenile diabetes. It is an absolute deficiency in insulin that commonly begins in childhood and is a chronic lifelong illness. Type 2 Diabetes: This is often call adult onset or non insulin dependant where the cells of the body fight off insulin affecting blood sugar metabolism. In some cases diabetes can be controlled and in others it is not controlled well. These are usually the persons that end up with severe symptoms that affect their ability to work . Statistics on Diabetes Are Staggering The nu Continue reading >>
Applying For Disability With Diabetes
First, a bit about the condition Diabetes, clinically named diabetes mellitus, is a disease that happens when the cells within the pancreas, known as the beta cells, aren’t able to produce adequate insulin. This causes hyperglycemia, high levels of glucose in the blood. The most common symptoms are blurred vision, lethargy, extreme thirst, excessive urine production and in type 1, unexplained weight loss. There are three different types of diabetes: type 1, type 2 and gestational diabetes. Type 1 and type 2 are chronic conditions. Type 1 diabetes is an autoimmune disease that results in the permanent destruction of the pancreatic beta cells. This type of diabetes accounts for the majority of childhood cases and can be fatal if not treated with insulin injections or an insulin pump, along with close monitoring of blood glucose levels. Type 1 diabetes is thought to be genetic and usually triggered by an environmental factor, such as an infection. If type 1 diabetes is not treated and managed properly it can result in coma or death. Treatment for type 1 diabetes is a lifelong affair. Type 2 diabetes is due to a loss of the ability to produce insulin, insulin resistance (which means that insulin is present, but the cells do not respond correctly to it), reduced insulin sensitivity or a combination of these factors. Most often regular exercise and a healthy diet can help to manage this type of diabetes, though additional medications including insulin or medications designed to stimulate insulin secretion can be a part of management, depending upon the body’s needs. Type 2 diabetes must also be monitored and treated or many complications can ensue. Gestational diabetes is very similar to type 2 diabetes, though it is only developed during pregnancy. Women with gestational Continue reading >>
Does The Ssa Count Diabetes As A Disability?
On an annual basis, millions and millions of Americans across the United States will receive hundreds or thousands of dollars in monthly benefits from the Social Security Administration (SSA). In 2013, the SSA reported expenditures exceeding $800 billion spent across approximately 58 million people. Among these 58 million, 8.9 million (roughly 15.3%) were classified as disabled workers. On average, these individuals received monthly benefits of $1,129. These monthly payments help millions of Americans and thousands of Pennsylvanians and New Jerseyans cover their costs of living, such as payments toward housing, groceries, and utility bills. Unfortunately, it is notoriously difficult to qualify to receive disability benefits. In the interest of minimizing social security fraud, the SSA has imposed very particular qualifications which claimants must meet if they wish to be approved for disability in Pennsylvania or New Jersey. One of the most basic qualifications is the very presence of a disability. While that may sound almost too simple to merit mentioning, the SSA follows its own standards in determining disability. This means that while you and your physician may assert that you are disabled, the SSA may say that you are not. To help applicants gauge their eligibility for approval, our experienced social security disability attorneys answer the question: can I qualify for benefits with diabetes? 8.3% of Americans Have Diabetes Diabetes occurs when the body cannot make enough insulin to properly process glucose (sugar). Diabetes may appear very early in life, or may take decades to appear, commonly referred to as adult-onset diabetes. Diabetes is divided into two categories: Type I Diabetes Type II Diabetes Type I diabetes means that the immune system actually destroys Continue reading >>
Can You Claim Disability Benefits If You Have Diabetes?
There’s a lot to take in when you, or someone you love, is diagnosed with diabetes. Finding out what benefits you might be entitled to, now or in future, may not be top of your to-do list so here’s a quick overview. Is diabetes a disability? Under the 2010 Equality Act, type 1 diabetes is defined as a disability, in that it may have a ‘substantial, long-term, negative impact on a person’s ability to carry out normal, day-to-day activities’. Many people with type 2 diabetes are also covered by this definition. The aim is protect you from discrimination, such as needing time out during the working day to check your blood sugar levels or recover from a 'hypo' (low blood sugar) episode. It sounds confusing, but if your diabetes is being controlled by medication or diet, the impact of your condition on ‘normal activities’ is decided as if you were not taking medication or following a managed diet i.e. if you were not taking insulin to treat type 1 diabetes, this would have a severe impact on your abilities (it could even be fatal) and so is considered a disability. What can I claim for? If you have either type 1 or type 2 diabetes, you will be eligible for certain benefits, depending on the extent to which your condition affects your life. For example, everyone in the UK with diabetes is entitled to free eye checks from the age of 12 – once yearly screening for diabetic retinopathy. And if you’re on any medication for your diabetes, you’ll receive free prescriptions. There are additional benefits available to those with diabetes related to disability and long-term health, such as if you need help or if you’re unable to work. Whether or not you’re eligible depends on factors like additional health issues and how much diabetes affects your day-to-day ac Continue reading >>
Diabetes And Social Security Disability
Diabetes - Condition Diabetes is a medical condition in which a person’s level of glucose, or blood sugar, is elevated. In a properly functioning circulatory system, blood carries glucose to all the cells in the body in order to produce energy, while the pancreas produces insulin to help the body absorb excess glucose. High levels of glucose in the blood are an indication that the body is not producing enough insulin, or that the insulin produced is not working as it should to help the body absorb glucose, indicating a Diabetic or pre-Diabetic condition. There are three types of Diabetes: Type 1, or “juvenile” Diabetes Type 2, or “adult onset” Diabetes, and Gestational Diabetes Diabetes mellitus is the medical name for both Type 1 and Type 2 Diabetes. Pre-Diabetes is a condition in which blood glucose levels are elevated, indicating that an individual has a high risk of developing full-fledged Diabetes. Diabetes is a very serious disease which can result in high blood pressure, damage to the eyes, nerve damage, kidney disease, heart disease, blindness, and stroke. In addition, it is not uncommon for a long term diabetic to loose limbs to amputation because of poor circulation. Symptoms The presence of Diabetes is generally indicated by some combination of several symptoms. A diabetic will often experience unexplained: frequent need to urinate, especially if it is combined with extreme thirst, chronic hunger, especially between meals, fatigue, weight loss, and/or general feelings of irritability Many diabetics report dry, itchy skin and trouble with genital itching and fungal infections. A tingling sensation or numbness in the feet is another indication, as is blurred vision. Finally, the skin of many diabetics is slow to heal from wounds, skin abrasions, or so Continue reading >>
Diabetes | Disability Advocates Group, Inc.
One of the major causes of kidney failure in the U.S. is diabetes mellitus. Diabetes is a major contributor to the development of coronary artery disease and peripheral vascular arterial disease, as well as additional complications such as heart failure. Diabetes is a major cause of the need for amputation of lower extremities. This complication occurs because the diabetes compromises immunity and resistance to bacterial infection, and because diabetes decreases blood flow in small arterial vessels. These facts mean a person can develop an infection from a minor injury to the foot when trimming the toenails. Infection is difficult to control when blood flow is compromised and immunity impaired; antibiotics may not be effective. Tissue death (gangrene) may require amputation, and sometimes repeated amputations. Because of vascular damage, people with diabetes have a high rate of strokes. See Can I Get Social Security Disability Benefits After a Stroke? High Blood Sugar and Diabetic Complications Whether in Type 1 or 2 diabetes mellitus, high blood sugar or hyperglycemia has relentless destructive effects on most major body systems. Regulation of blood glucose levels with insulin, or other treatment is known as control. In general, tighter control of blood glucose with insulin injections, or medication, and diet and exercise, means better control of complications. But good control will not necessarily reverse damage that has already been done, although improvement may be possible. Other factors are in play besides blood glucose control, because good control does not necessarily stop progression of a diabetic complication once damage has been done. However, good glucose control will slow the progression. Good glucose control is difficult to achieve because there is curren Continue reading >>
Social Security Disability For Diabetes (type I Or Type Ii)
Diabetes happens when the body doesn't produce enough insulin to process glucose. Diabetes can often be controlled with treatment -- a combination of medication and diet. As a person gets older, sometimes diabetes can't be controlled, and then it can cause damage to internal organs and other problems. Symptoms and Complications of Adult Diabetes Symptoms of both diabetes type 1 and diabetes type 2 include frequent urination, unusual thirst and hunger, and extreme fatigue. People with type 2 diabetes also can suffer from tingling or numbness in the hands and feet, frequent infections, and cuts that are slow to heal. Complications from diabetes include: retinopathy (eye and vision problems) nephropathy (kidney disease) neuropathy (nerve damage) in feet or hands that disrupts your ability to stand, walk, or use your hands hypertension (high blood pressure) gastroparesis (a type of nerve damage that interferes with digestion) peripheral arterial disease (reduced blood flow to your limbs) cellulitis (skin infections), and Qualifying for Disability Benefits with Diabetes If you have uncontrolled diabetes and you have been prevented from working for at least 12 months, or you expect that you won't be able to work for at least 12 months, then you may be eligible for Social Security disability (SSDI/SSD) benefits or Supplemental Security Income (SSI) benefits. But to qualify for disability benefits, the damage caused by your diabetes must severely limit what you can do, or you must have complications that fulfill the requirements of one of Social Security's disability listings. If your diabetes is uncontrolled because you don't follow your doctor's prescribed treatment, you won't be eligible for disability. For more information, see our article on failing to comply with treatmen Continue reading >>
Can I Work With Diabetes?
Both Type I and Type II Diabetes, as well as the other forms of diabetes, can be debilitating if not controlled. Many can and do qualify for Social Security Disability benefits because of diabetes. However, simply having diabetes does not automatically qualify you for Social Security Disability benefits. Your eligibility for Social Security Disability depends on which symptoms you have and their severity. You may also qualify for Social Security Disability benefits due to diabetes-related conditions, such as having amputated limbs or blindness. Diabetes is a digestive disease which affects your insulin levels. Because of the imbalance in insulin, your levels of blood sugar become elevated. This causes an increase in hunger and thirst and frequent urination. A common side effect of the constant hunger associated with high blood sugar levels and diabetes is weight gain and obesity. Additional symptoms include abdominal pain, altered consciousness, vomiting, nausea, and dehydration (usually due to craving sweet or caffeinated drinks to quench thirst). Nearly 3% of the world’s population suffers from some form of diabetes, making it one of the most prevalent diseases in the world. Effects of Diabetes on Your Ability to Perform Physical Work Depending on the severity of your symptoms, and which symptoms you suffer from (some people with Type II Diabetes have no noticeable symptoms at all), your ability to perform physical work may or may not be affected. In order to be eligible for Social security Disability benefits, you must be unable to perform any kind of work which you have ever done in the past, and the SSA must determine that you could not reasonably be trained to do any other kind of work. In order to qualify for Social Security Disability benefits from diabetes, y Continue reading >>
How To Get Disability For Diabetes
If you have type 1 or 2 diabetes and cannot work as a result, you might be wondering what your options are for financial assistance. While diet and medication can often control diabetes, there is no cure for the condition. The list of symptoms is long, ranging in severity from mild fatigue and excessive thirst to heart problems and nerve damage. Because diabetes affects different people in different ways, the Social Security Administration (SSA) no longer lists it as a condition that it considers disabling. Instead, it reserves benefits for those who have specific complications from the condition or can demonstrate that their condition prevents them from working. These are hazy distinctions. The strength of your disability application plays a big role in whether you receive approval. That is why you need the most skilled and experienced disability attorneys on your side. At the Law Offices of Ogle, Elrod & Baril, PLLC, our job is to win disability benefits for those with medical conditions that keep them from working. We have fought enough cases that we have a full understanding of how the process works. We know how to build a winning claim on your behalf. We want to put our experience and resources to work for you. Come in for a free consultation with our attorneys. You can have all your questions answered and get free advice on getting disability for diabetes. Call 866-423-9503 today for an appointment. How Do I Qualify for Disability Benefits With Diabetes? There are two ways to qualify for disability for diabetes. The first is through the SSA’s Blue Book. This is a list of medical impairments the SSA considers so severe that they are disabling. To qualify under a Blue Book listing, we must provide proof to the SSA that your condition meets their specific medical c Continue reading >>
Getting Disability Benefits For Diabetes
An individual may qualify for Social Security disability benefits based on uncontrolled diabetes or related symptoms like peripheral neuropathy or poor vision. While diabetes that is well-controlled with medication won't form the basis of a successful claim on its own, most disability applicants with diabetes also suffer from other medical problems that limit their ability to work. When filing for disability benefits for diabetes, it's important to list all your symptoms and diagnoses, even those unrelated to your diabetes. Diabetes Mellitus: Type 1 and Type 2 Diabetes mellitus (DM) is a chronic medical condition marked by an inability to process glucose in the blood. When the pancreas fails to produce sufficient amounts of the hormone insulin, which sends signals to other body cells to absorb excess glucose, blood sugar levels rise. Elevated blood sugar levels often can be controlled through medication and diet, but persistently high blood sugar levels may give rise to neuropathy (nerve damage) causing numbness, burning, and tingling in the extremities. Other complications of diabetes include cardiovascular disease, kidney problems, skin infections, and visual changes. Type 1 diabetes, often referred to as insulin-dependent diabetes, typically manifests in childhood and requires daily insulin injections and monitoring of blood sugar levels. Individuals with Type 1 diabetes are unable to produce the insulin which regulates blood sugar levels. Only about five to ten percent of diabetic individuals suffer from Type 1 diabetes. Type 2 diabetes, also called adult-onset diabetes, occurs when the body's cells become resistant to insulin and thus fail to process sufficient amounts of glucose. Type 2 diabetes is most common in those over 45, and it is strongly associated with o Continue reading >>
Diabetes And Social Security Disability
Diabetes is a life-threatening condition that affects almost 30 million Americans, the American Diabetes Association (ADA) reported. The number of cases of diabetes has been rising steadily over the years, causing almost 70,000 deaths in 2010 and contributing to about 230,000 more. If you or a loved one has been diagnosed with diabetes, there is help available. The Social Security Administration (SSA) offers financial benefits for those struggling to work due to a disabling disease. The Financial Costs of Diabetes Diabetes is an expensive condition, costing individuals more than twice as much in healthcare costs than their healthy counterparts. ADA reports that those suffering from the condition will pay an extra $7,900 each year in hospital care, prescriptions, supplies, doctor’s visits and other direct medical expenses. In addition to direct medical costs, diabetes caused $69 billion dollars in indirect costs, which include missed workdays, decreased productivity at work, and the inability to work. This means, on average, those with diabetes are also losing almost $2,500 per year. Diabetes Self-Management pointed out that many with diabetes have trouble affording the necessary prescriptions and supplies, even with the help of insurance. Though some pharmaceutical companies offer assistance for those who can’t afford to pay full prices, people with diabetes are two and a half more times likely to be unemployed or live in poverty. There are three types of diabetes. Type 1 or juvenile, is often diagnosed in children or young adults, and happens when their bodies can’t make enough insulin. Type 2 or adult onset, is usually caused by unhealthy lifestyles, and happens when their bodies can’t use insulin correctly. The third, gestational diabetes, occurs during pregn Continue reading >>
Types Of Diabetes Eligible For Ssdi & The Benefits Available
There are generally three types of diabetes that may qualify for Social Security disability benefits: Type I diabetes – Formerly known as juvenile diabetes but can develop during youth or adulthood. The immune system attacks the pancreas, which produces insulin, so the body fails to produce sufficient insulin, leading to high blood sugar levels. Type II diabetes – Formerly known as adult-onset diabetes but can develop during youth or adulthood. Poor diet may play a role in development of the condition. The body does not adequately use insulin and fails to produce sufficient levels, leading to increased blood sugar levels. Gestational diabetes – Develops during pregnancy in women who previously did not have diabetes. The cause is unknown, but many cases go away after giving birth. How Social Security Evaluates Diabetics’ Eligibility for Disability SSDI benefits are paid out to people who can’t work due to disease or other physical impairments and who have enough work credits, which workers get by working and contributing to Social Security. The number of credits you need is dependent on your age. Having diabetes does not mean the individual will receive disability benefits. The Social Security Administration’s (SSA) Listing of Impairments outlines the criteria that a condition must meet in order to qualify for disability benefits. Among these criteria are suffering from diabetes, in addition to another impairment, like neuropathy, acidosis or retinopathy. Neuropathy must cause disorganization of motor function in two arms or legs or a combination. Acidosis must occur at least once each two-month period, and diabetic retinopathy must result in impaired vision. If a diabetic individual does not meet criteria for listings in other body systems, the SSA will eval Continue reading >>
Disability Benefits For Uncontrolled Diabetes And Severe Diabetic Complications
Disability Benefits for Uncontrolled Diabetes and Severe Diabetic Complications This is a guest post by Molly Clarke. Molly is the Social Media Coordinator for Social Security Disability Help. She contributes regularly to the Social Security Disability Help blog where she works to promote disability awareness and assist individuals throughout the disability application process. Diabetes is a fairly common medical condition that can often be controlled with medication and lifestyle changes. Unfortunately, not every diabetic is able to manage their symptoms. When diabetes cannot be controlled, serious health complications can arise. These may include kidney disease, vision loss, neuropathy, or tissue necrosis. Serious side effects such as these can make it impossible to maintain employment and earn a living. If—despite following medical instructions—serious complications keep you from working, you may be eligible for Social Security Disability benefits. The following article will give you a general overview of Social Security Disability and will provide you with the information needed to begin the application process. The Social Security Administration is responsible for two different types of benefits. These are: Social Security Disability Insurance (SSDI) - this type of benefit is offered to disabled workers and their dependent family members. Supplemental Security Income (SSI) - this type of benefit is offered to elderly, blind, or disabled individuals who earn very little income. To qualify for benefits from either program, you must first meet the SSA’s definition of disability. This definition is comprised of the following: You are considered to have a disability if you suffer from a medical condition(s) that prevents gainful employment (Gainful employment i Continue reading >>
Diabetes & Social Security Disability Insurance
Determine if an individual is working (engaging in substantial gainful activity) according to the SSA definition. Earning more than $1,170 a month as an employee is enough to be disqualified from receiving Social Security disability benefits. Conclude the diabetes disability must be severe enough to significantly limit one’s ability to perform basic work activities needed to do most jobs. For example: Walking, standing, sitting, lifting, pushing, pulling, reaching, carrying or handling Understanding/carrying out and remembering simple instructions Responding appropriately to supervision, co-workers and usual work situations Evaluate impairments that result from endocrine disorders under SSA medical listings for other body systems. For example: Diabetic ketoacidosis (DKA) is an acute, potentially life-threatening complication of Diabetes Mellitis (DM) and usually requires hospital treatment to correct the acute complications of dehydration, electrolyte imbalance and insulin deficiency. You may have serious complications resulting from your treatment, which the SSA evaluates under the affected body system. For example, the SSA evaluates cardiac arrhythmias under the Cardiovascular System (4.00), intestinal necrosis under the Digestive System (5.00) and cerebral edema and seizures under Neurological (11.00). Recurrent episodes of DKA may result from mood or eating disorders, which SSA evaluates under Mental Disorders (12.00). Explore the ability of an individual to perform work they have done in the past despite their diabetes. If the SSA finds that a person can do his past work, benefits are denied. If the person cannot, then the process proceeds to the fifth and final step. Review age, education, work experience and physical/mental condition to determine what other wor Continue reading >>